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Since the implementation of the Land Registration Act 2002, all paper deeds have been “dematerialised”. All this means is that instead of being kept on paper, which can easily be lost, the deeds are recorded electronically at HM Land Registry on a register. This means that you might not actually get any deeds after completion, you might just get a copy of the new register showing you as owner. This doesn’t necessarily mean that your conveyancing solicitor is holding anything else, he may just have no other relevant papers to give to you, sundry title deeds and searches may not be available nor do you really need them for anything other than historical interest.
The electronic register can be accessed by anyone, it is a public register. If your neighbours want to get a copy of your deeds to see how much you paid when buying your house, (and vice versa) then they can do. If you want to get a copy of your deeds, (or anyone else’s for whatever reason) visit www.hmlr.gov.uk and click on Land Register Online, coloured blue on the right hand side of the home page. The service costs from 3 pounds.
One Response to “How do I get copies of my deeds?”
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January 27th, 2009 at 10:28 pm
[...] All properties have different tenures. Most are either freehold or leasehold. As a general rule, most houses are freehold and most flats are leasehold, but this is not always the case! If you want to check which tenure your property is, get a copy of the register held at HM Land Registry (see my separate article – How do I get a copy of my deeds?). [...]