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	<title>Conveyancing Explained&#187; Title deeds</title>
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	<description>Understand conveyancing when buying and selling your house</description>
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		<title>Homeowner with no mortgage?  Land Registry launches &#8220;Protect your Property&#8221;.</title>
		<link>http://www.conveyancingexplained.co.uk/buying-a-house-advice/homeowner-with-no-mortgage-land-registry-launches-protect-your-property/</link>
		<comments>http://www.conveyancingexplained.co.uk/buying-a-house-advice/homeowner-with-no-mortgage-land-registry-launches-protect-your-property/#comments</comments>
		<pubDate>Wed, 19 May 2010 19:14:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Advice for buying and selling]]></category>
		<category><![CDATA[Buying advice]]></category>
		<category><![CDATA[Conveyancing Remortgaging advice]]></category>
		<category><![CDATA[Deeds]]></category>
		<category><![CDATA[Deeds & documents]]></category>
		<category><![CDATA[Selling advice]]></category>
		<category><![CDATA[Title deeds]]></category>

		<guid isPermaLink="false">http://www.conveyancingexplained.co.uk/?p=163</guid>
		<description><![CDATA[In a bid to reduce property fraud, the Land Registry has introduced &#8220;Protect your Property&#8221;.  The idea is that homeowners, particularly those with no mortgage, are at greater risk of property fraud if the Land Registry can&#8217;t contact them when someone makes an application (fraudulently) to register a financial charge against the property.  [...]]]></description>
			<content:encoded><![CDATA[<p>In a bid to reduce property fraud, the Land Registry has introduced &#8220;Protect your Property&#8221;.  The idea is that homeowners, particularly those with no mortgage, are at greater risk of property fraud if the Land Registry can&#8217;t contact them when someone makes an application (fraudulently) to register a financial charge against the property.  It is also particularly relevant to buy-to-let landlords for the same reason.</p>
<p>You can contact the Land Registry or download the update form from their website at <a href="http://www.landregistry.gov.uk" onclick="pageTracker._trackPageview('/outgoing/www.landregistry.gov.uk?referer=');">www.landregistry.gov.uk</a>.  The service is free of charge.</p>
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		<title>Buying a house &#8211; Title Deeds &#8211; What your solicitor checks</title>
		<link>http://www.conveyancingexplained.co.uk/buying-a-house-advice/buying-a-house-title-deeds-what-your-solicitor-checks/</link>
		<comments>http://www.conveyancingexplained.co.uk/buying-a-house-advice/buying-a-house-title-deeds-what-your-solicitor-checks/#comments</comments>
		<pubDate>Tue, 22 Jul 2008 17:15:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buying advice]]></category>
		<category><![CDATA[Title deeds]]></category>
		<category><![CDATA[buying a house]]></category>
		<category><![CDATA[legal rights]]></category>
		<category><![CDATA[restrictions]]></category>

		<guid isPermaLink="false">http://www.conveyancingexplained.co.uk/?p=82</guid>
		<description><![CDATA[Obviously every transaction is different, but this article gives you an idea of what your conveyancing solicitor has to check to protect you and the mortgage lender;-
1. That the sellers are the legal owners of the property and as such, they have the right to sell it to you. If for any reason the sellers&#8217; [...]]]></description>
			<content:encoded><![CDATA[<p>Obviously every transaction is different, but this article gives you an idea of what your conveyancing solicitor has to check to protect <a title="Relationship between lender and solicitor explained." href="http://www.conveyancingexplained.co.uk/buying-a-house-advice/relationship-between-your-mortgage-lender-solicitor-explained/" target="_self">you and the mortgage lender</a>;-</p>
<p>1. That the sellers are the legal owners of the property and as such, they have the right to sell it to you. If for any reason the sellers&#8217; details are different in the contract supplied by the sellers&#8217; solicitors from those contained in the actual deeds to the property, then your conveyancing solicitor will need to see proof that the sellers are actually entitled to sell it to you. For example, if the owner registered in the deeds is now deceased and the Personal Representatives of the Estate (i.e. the deceased person’s Executors under the terms of the Will or if no Will was written, the family member entitled to inherit the Estate) are the persons selling the property, then a copy of the Grant of Probate (where there is a Will) or Letters of Administration (where there is no Will) must be produced to your conveyancing solicitor. If this is not already in place, then it can be a very time consuming process.</p>
<p>2. You may have certain rights or obligations (&#8221;covenants&#8221;) to which you will be bound because they are attached to the property by means of the contents of the deeds and these rights or obligations will be explained by your conveyancing solicitor. The solicitor will check that rights, such as of way or access exist where necessary. Any defect in the title will have to be put right before you proceed and the seller is usually the one who must pay for this.</p>
<p>3. The <a title="HM Land Registry" href="http://www.landregistry.gov.uk/" target="_self" onclick="pageTracker._trackPageview('/outgoing/www.landregistry.gov.uk/?referer=');">Land Registry</a> do not usually define the precise boundaries of the property on the plan which they provide and in all cases, your conveyancing solicitor should provide you with a copy of the plan so that you can visit the property and check as far as you are able, that the plan supplied corresponds with the land that you believe you are buying as part of the transaction. If it does not, then you must let your conveyancing solicitor know straight away so that he can take this up with the seller&#8217;s solicitor.</p>
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